Fourteen years ago newlyweds Jose and Blanca Galvan* had a dream– to own their own home and have a large family. For the first several years of their marriage they lived in a tiny rental property and worked minimum wage jobs to save money. Six years later the couple had saved up enough to purchase their first home – a three bedroom, two bathroom house that filled up quickly with the arrival of six children.
But in 2009 their dream was in jeopardy. After living in their home for seven years, the Galvans began receiving notices from the Homeowners Association (HOA) regarding fines over holiday decorations, a company truck parked in front of the house, and oil stains on their driveway. Not understanding their legal obligations or their rights, and feeling the impact of a tough economy, the family could not pay the fines.
Even though the Galvans were making their mortgage payments, the HOA began the foreclosure process and sold their home. When Jose received an eviction notice, he turned to Texas RioGrande Legal Aid (TRLA) for help.
With our help, the Galvans avoided eviction, reduced the fines levied by the HOA, and recovered ownership of the house. This December, the Galvan family will celebrate their eighth holiday season in their home.
*Names have been changed.